Our mission at Bath Community Hospital (BCH) includes providing our community with high-quality, safe, and affordable health care. Keeping our costs as low as possible without sacrificing any of these important promises to our community is what drives us to always do better. Our commitment to you also includes transparency about our pricing.
When you receive services at BCH, we create a bill of Charges that represents the services and supplies used to treat you. Everyone is charged the same amount for services. Our Charge Master is a list of our charges before applying negotiated rates with payers.
Your Cost, or Out-of-Pocket Expense, will vary depending on whether you are insured or uninsured. For those with insurance, your cost is determined by your insurance plan. For those who are uninsured, we provide upfront discounting and can provide financial assistance to those consumers who can meet certain criteria demonstrating a financial need.
In healthcare, many times the actual payment for services vary depending upon who is paying the bill. Negotiated rates or discounting and, if applicable, financial assistance all reduce the total charge amount to the price actually paid by the consumer.
BCH’s charges correspond to our expenses to provide services to our community and the overall payments we can expect from all sources. We also must consider the amount of services provided to the community that go unpaid, such as bad debt.
